Slip & Falls
Under Ontario law, you may be entitled to compensation if you are injured in a slip & fall accident resulting from actions, or lack thereof, of a negligent party. As an example, if you slip walking down a flight of stairs due to poor lighting, the person responsible for the property or the business responsible for lighting may be liable.
At Edson Legal, we help our clients in Bolton, ON get compensation following a slip and fall accident. Some occupiers will try to avoid settling your claim while others will want to settle for too little. We are there to ensure you get exactly what you deserve. With our assistance the plaintiff may get compensation to cover medical expenses, rehabilitation expenses, pain and suffering, lost wages, and out-of-pocket expenses. Family Law Act damages for family members may also be recoverable and HST and legal fees/costs are partially recoverable in a successful claim if taken help from an experienced family and divorce lawyer.
Our team has the experience necessary to cover the entire process from evidence gathering to making arguments. We have been appearing before different courts including the Superior Court of Justice, Divisional Court , Ontario Court of Appeal and the Supreme Court of Canada. The fact that we only get paid if and when the case is settled or won in court should assure you that we will give the claim 100% attention. Call in for a free consultative session.
LTD Insurance
Generally, long term disability (LTD) insurance replaces between 60% and 70% of your regular income, for a specified period, typically 2 years, and up to age 65 if permanent disability due to an illness or an injury occurs. After the initial two year specified “ won occupation” period elapses, you may still be able to receive benefits, provided you are unable to work at “any occupation for which you are suited by reason of education, training or experience.
Many employers in Bolton, ON offer LTD insurance, but it is possible to get your own plan through a life and health insurance agent. Note that workplace insurance will only come into effect if the injury takes place at your workplace and getting a policy outside your workplace insurance is a popular option.
Insurance policies often contain unclear or ambiguous terms and need a skilled lawyer to explain them. At Edson Legal, our team has experience with all major LTD policies and will explain the policy and fight for your benefits if your meritorious claim is denied or your benefits are terminated without justification. Common reasons for denial are a refusal to accept that you are disabled, and misrepresentations made when buying the policy. Contact us for a free consultation.
Catastrophic injuries
While many motor vehicle accidents in Ontario only result in minor damages, some may cause serious injuries that will affect the rest of the victim’s life emotionally, physically, and financially. According to the Statutory Accident Benefits Schedule governing no fault compensation for motor vehicle injuries, catastrophic injuries include traumatic brain injury, paraplegia or tetraplegia, loss of vision on both eyes, severe impairment of the limbs, amputation, and extreme impairment due to behavioral or mental disorders such as depression or PTSD.
In a situation like this, you might be eligible for compensation for medical, rehabilitation, housekeeping, and attendant care expenses. Filing a catastrophic injury claim through a lawyer is highly recommended due to complexity of the process in such cases.
At Edson Legal, we assist clients in Bolton, ON in filing the relevant paperwork. We will advise you on the documents needed and on how much to seek as compensation. Some insurers deny claims for a variety of reasons, including a denial of catastrophic impairment, material misrepresentation when taking out policy and mistakes in the policy paperwork. If your claim is denied and we feel there are no good grounds for the same, we will review the denial letter and assist you in litigating the claim. We will advise you on further steps during the initial consultation, a service we offer free of charge.
Travel Insurance
Whether you are traveling for pleasure or business, you need travel insurance to cover you in case of an illness, an accident, trip cancellation, and other unforeseen eventualities. Emergency surgery, hospital visits, physician care, and other items covered under travel insurance are often too expensive.
When you buy travel insurance, you expect that it takes effect should you get an emergency, but some travel insurance claims are denied for a variety of reasons. Some of these are vague exclusions on the insurance policy and miscommunication between the policyholder and the insurer.
At Edson Legal, our team has close to 4 decades of experience litigating insurance and personal injury claims for our clients in Bolton, ON following claim rejections. In our practice we have been dealing with medical professionals like pain and trauma specialists, vocational therapists, physical therapists, surgeons, and psychologists to increase the chances of successful outcome of a case.
At Edson Legal we only handle litigation in the Superior Court of Justice. Please call us if your travel insurance claim in excess of $ 100,000.00 has been denied. The initial consultation where we will advise you on the merits of your claim and answer any questions you may have is free. Our team has tried and settled millions of dollars’ worth of claims and has established important legal precedents.
Life Insurance
If you are facing a life insurance claim denial, chances are that you are going through a very rough time since you will already be dealing with the death of your loved one. Common causes of claim denial are misrepresentation when taking out the policy, policy lapses, non-payment of premiums, and failure to designate beneficiaries in the policy. If the insurer fails to acknowledge, investigate, and either approve or deny the claim in good time, this might be ground to sue the insurer for bad faith or breach of contract. Insurance law also allows you to contest the reason put forth when denying your claim.
At Edson Legal, we will take your claim up with the insurance company should it be denied or delayed or should your settlement be incomplete. We will go through the life insurance policy to determine exactly how much is due.
At Edson Legal we offer you our most valuable resource – almost 40 years of experience litigating insurance claims. We will help you to understand your rights and give you a solid ground to stand on. For a free consultation call us at 905-856-3770.
Car Accident
The Ontario “no-fault” insurance regulations, as set forth by the Statutory Accident Benefits Schedule (SABS), allow you to seek compensation to cover your medical and rehabilitation expenses, attendant care benefits, and income replacement, among others. You may also be entitled to compensation for lost education, housekeeping/home maintenance benefits, damage to belongings, and cost of examinations. However, some insurers do not pay up, citing misrepresentation when taking out the policy and other reasons.
At Edson Legal, we have close to 40-year experience representing clients in Bolton in car insurance claims resulting in serious injury. We will help you file the claim against the insurer, including all the relevant documents, present evidence, and argue your case. We also help clients file tort claims where they may be entitled to compensation from the at-fault party for such things as pain and suffering, loss of income, medical and rehabilitation expenses, housekeeping expenses and attendant care expenses.
Motorcycle Accidents
Motorcycle accidents often result in severe and devastating injuries as the protective gear is not enough to protect you from impact. Serious injuries common in motorcycle accidents include spinal cord injuries, loss of limbs, and traumatic brain injuries.
If you have been involved in a motorcycle accident and sustained minor or severe injuries, you might be entitled for accident benefits to cover for your lost income and medical expenses, housekeeping/caregiver expenses, and attendant care expenses. You could also be eligible for monetary compensation for pain and suffering.
At Edson Legal, we have been representing seriously injured plaintiffs in Bolton, ON and beyond in motorcycle accident claims. We will help you to better understand the legal ways of collecting the compensation that you deserve. If you require legal assistance after motorcycle accident call Edson legal at 1-855-702-3119.
Pedestrian and Bicycle Accidents
Bicyclists and pedestrians usually suffer more serious injuries when involved in a collision with bigger vehicles because even the best protective gear is not always enough. Following a pedestrian or bicycle accident, it is important you act fast as there are certain time frames in which you should do following:
1. According to FSCO you have 7 days after the accident took place to file a claim with your (or at-fault party) insurance company. Failing do meet this time frame may result is denied claim;
2. Within 30 days you need to submit an application to be eligible for an Accident Benefits claim;
3. If you are planning to sue the at-fault party, you should notify them in written form within 120 days from the date accident happened;
4. You have two years to file a personal injury lawsuit against the at-fault party or insurance company subject to the operation of the discoverability rule.
At Edson Legal, we have been representing seriously injured pedestrians and bicyclists following car accidents for almost 40 years. If you require help in filing a claim against your insurer and/or file a tort claim against the at-fault party, call Edson Legal at 905-856-3770.
Wrongful Death
Ontario’s Family Law Act gives the spouses (including common-law), children, parents, grandchildren, grandparents, and siblings of the deceased the right to seek compensation through a wrongful death lawsuit when they lose their loved one through the negligent actions of another. This could be as the result of a drunk driving accident, medical malpractice, homicide, product liability, or other cases where negligence is evident.
Some of the recoverable damages in a wrongful death claim include financial support, loss of guidance, care, and companionship, and actual expenses such as housekeeping expenses. Hire a lawyer to help you file a fatal accident claim because proving negligence is not straight forward. The defendant’s insurer will try to prove that their client was not negligent and even try to apportion some or all the blame on the claimant. This could be an emotionally difficult process for those who are mourning the death of a loved one.
At Edson Legal, we have almost 40 years of experience litigating fatal accident claims. We help clients throughout the process from gathering evidence, filing the claim, negotiations with the insurer, and even taking the claim to trial if a meritorious claim is denied. Our seasoned trial lawyers, paralegals, and other support staff will keep in regular contact throughout your claim and to clearly communicate where you stand and the options you have.
Brain Injury
Traumatic brain injury (TBI) occurs as a result of trauma or sudden force on the brain. When a shaking force or a sudden blow drives the brain to the side of the skull, the brain suffers bruising and swelling and sometimes blood vessels are torn, causing intracranial bleeding. The accidents causing traumatic brain injury could be non-penetrating or penetrating and they can be classified as severe, moderate, or mild.
You need immediate medical attention following a traumatic brain injury. Failure to address internal bleeding and concussions seriously aggravates the injury and can even cause death. Following traumatic brain injury, you are entitled to compensation to cover medical and rehabilitation costs. You are also entitled to compensation to cover lost earnings, attendant care, and pain and suffering, among other benefits.
At Edson Legal, we have close to 40 years of experience and skills needed to handle complex brain injury cases in Bolton. We work not only towards winning your claim, but ensuring you get fair compensation and proper medical and rehabilitation care. When you come to us, we will organize for a review of your claim and help you decide the next course of action, a service we offer FREE of charge. We do not charge you unless and until we settle your claim or successfully litigate your claim.
Spinal Injury
Spinal cord injuries are some of the most debilitating and long-lasting of all catastrophic injuries. They can lender you or your loved one partially or completely disabled. They can also cause temporary or permanent paralysis.
Given the complexity of spinal cord injuries and the medications, caregiver costs, and long-term expenses, your normal medical insurance is not enough and there is often need for catastrophic injury compensation. Compensation also caters for loss of income and other costs.
However, compensation is not always guaranteed. Some claims are denied for such reasons as material misinformation when taking out a policy, failure to pay premiums, denial of fault, and so on. You need a lawyer at your side to increase the chances of your claim being accepted. At Edson Legal, the team, headed by Barry Edson, has been successfully representing Bolton clients in spinal cord and other personal injury claims since 1982. We focus on personal injury and insurance law.
Our Services
Bolton, Ontario, located about 50 kilometers NW of Toronto has a population of less than 30,000. Despite the small size, we have a strong presence here. Indeed, the team at Edson Legal has been representing Bolton clients in personal injury claims resulting from motor vehicle accidents, motorcycle accidents, dog bites, and slip-and-fall accidents for decades now.
We also have expertise in defective products liability, travel insurance claims, long-term disability & critical injury claims (such as spinal cord and brain injury claims), life insurance & critical illness disputes and medical negligence claims.
What you can expect from us in an out of court settlement
Our team will handle your personal injury claim in accordance with the specific law. Most personal injury claims are handled in out of court settlements. Our team will help in evidence gathering, including contacting possible witnesses, doing legal research, reviewing medical records and fact-finding, filing the Statement of Claim and other paperwork, and representing you in settlement meetings with the opposing insurer or legal representative.
Personal Injury Lawyer Bolton
What you can expect from us in a personal injury lawsuit
1. Statement of Claim
If the personal injury claim does not produce the desired results (or to show the opposing insurer you are serious about fair compensation), we can assist you to file a personal injury lawsuit (Statement of Claim). We will discuss the merits of your case with you, which will help you decide if you have a fighting chance with a lawsuit. This is important because, unlike a claim where you can negotiate how much you get in compensation, the jury will decide how much you get in a lawsuit and if you lose the suit, you end up losing everything.
2. Examination for Discovery
At examination for discovery you will be examined by the opposing lawyers about your injuries. This examination can take an entire day. We will prepare you for your examination and represent you through the examination process. We will also prepare for and examine the defendants in your case.
3. Mediation
Once we’ve filed the Statement of Claim and we’ve replied to the Statement of Defense, and completed examinations for discovery we will then participate in the mediation meeting which can sometimes take an entire day .
Our services include assisting you to select a fair and competent mediator , scheduling the mediation, drafting the mediation brief (Statement of Issues), preparing you for the mediation, and negotiating the most favorable outcome for you in the mediation. We will not be afraid to recommend that you reject an unfair offer and to proceed to trial.
4. Trial preparation
Trial preparation begins on the day we are retained. We will gather together the necessary documents , interview witnesses, where appropriate inspect the accident scene and retain the necessary medical, vocational and financial experts needed for settlement and trial. The best way to achieve a fair out of court settlement is to show the insurance company on the other side of your case that you have a strong case that will be taken to trial if you are not treated fairly.
5. Settlement Conference
If your case has not settled at mediation you will have another opportunity to settle during the pretrial settlement conference with a judge. We will prepare you for the Settlement Conference, including drafting the settlement conference brief and helping you consider offers to settle.
6. Trial
Finally, when settlement discussions have been exhausted , we will vigorously represent you at trial, including when necessary filing and presenting motions or responding to defence motions, examining and cross-examining witnesses, and making arguments and statements in front of a judge and quite often in front of a jury.
