Slip & Falls
Some falls are hard to recover from. They can cause serious injury, permanent damage and even death.
This is why Ontario law makes it the responsibility of stores, businesses and other property owners to take reasonable precautions to keep their properties safe.
Without proper precautions, serious slips and falls can occur because of floors with slippery spills, sidewalks that have not been cleared of snow and ice, stairwells with inadequate lighting, walkways with broken or uneven surfaces, and the list goes on.
What happens if you accidentally slip and fall on another entity’s property? Slip and fall injuries are the primary cause of common types of personal injury claims. Uneven sidewalks, deteriorating concrete, water damage, icy pavement, poor lighting, wet surfaces, and slippery stairs are some of the causes of slips and falls. If a property owner fails to take proper steps to maintain their premises, keep the ground or floors in a proper state, as well as other reasonable measures to ensure that the property is safe for everyone entering, remaining on it or leaving it, a claim for damages may be available if someone is injured or killed as a result.
The immediate days or weeks after a slip and fall injury are usually confusing and challenging for the victim. Understanding the severity of your injuries and how they’re likely to impact your entire life could be shocking. Trying to handle the claim on your own is never a good idea. You need an expert with an in-depth knowledge of personal injury law and outstanding experience in handling related cases.
At Edson Legal, we have a professionally-trained slip and fall team. . These professionals can respond to your questions promptly, review your case details thoroughly, and prepare a compelling personal injury case to get the compensation you deserve. Waiting for a long time to file a personal injury claim or consenting to an unfair settlement offer could negatively affect your ability to recover. Early investigation is crucial to establish liability in a slip/trip and fall claim . The early interview of witnesses and inspection of the site of the accident can prove to be the difference between losing or winning an occupier liability case.
Therefore, it’s better to let the slip and fall team at Edson Legal handle your claim.
LTD Life and Critical Illness Insurance
You invest thousands of dollars in a disability or critical illness policy hoping to never use it. But if calamity strikes, you will need to access the insurance funds are there you have paid for to provide you the long-term care you need and to make up for lost wages.
Unfortunately insurers may deny claims for a variety of reasons. They could cite mistakes or misrepresentations made when you purchased the policy. They could argue that the condition you are suffering does not conform to the definition set out in the policy. And so on.
Often, people invest thousands of dollars in a life , critical illness or long term disability insurance policy, hoping never to use the policy. However, calamities can strike, and this is the time you will want to access your insurance funds to finance your long-term care and probably make up for the lost income.
Unfortunately, insurance companies sometimes deny claims for different reasons. There could be misrepresentations or mistakes made when purchasing the policy. They might argue that the health condition you’re suffering from doesn’t conform to the specific definition set out in the insurance policy.
Most people battling long-term disabilities are unable to work, and yet they’re entitled to some form of compensation. Edson Legal is among the most reputable law firms in the country and takes pride in its team . Edson Legal has been handling insurance disputes for many decades. They are sensitive to a client’s situation and needs. That means they will fight tirelessly on your behalf and ensure you get what’s rightfully yours.
Suffering from a critical illness , loss of a family member or disability is challenging enough, and this is the primary reason victims shouldn’t add to that suffering by choosing to pursue their denied insurance claim on their own. Seeking the help of an experienced lawyer from Edson Legal ensures that you have the best chance of building a strong case, gathering the necessary pieces of evidence, and ensuring your arguments during claim settlement or trial are successful.. You can always count on Edson Legal for reliable legal counsel and representation.
Catastrophic injuries
In 2012, the FSCO (Financial Services Commission of Ontario ) published the “Superintendent’s Report on the Definition of Catastrophic Impairment” in the SABS (Statutory Accident Benefits Schedule). The report sought to clarify what qualifies as a catastrophic impairment and it consulted widely with medical professionals. Before the report, there were liberal interpretations of the legal definition of catastrophic impairments by arbitrators and courts. Responding to pressure from the insurance industry the Government of Ontario changed the definition of catastrophic impairment and slashed the benefits available to catastrophically injured individuals making it more important than ever that a catastrophically injured person or their family retain an experienced and competent catastrophic injury accident lawyer for motor vehicle accident claims.
In 2012, the Financial Services Commission of Ontario released the Superintendent’s Report regarding the definition of catastrophic injuries or impairments in the Statutory Accidents Benefits Schedule. The primary focus of the report was to clarify what qualifies as a catastrophic injury and it made in-depth consultations with medical experts.
Before the publishing of the report, there existed liberal interpretations of the legal definition of catastrophic injuries by courts and arbitrators. Responding to the pressure from insurers, Ontario’s government altered the definition and slashed the benefits available to catastrophically impaired individuals. This made it more critical than ever for the victims of catastrophic accidents and their loved ones to retain the services of an experienced lawyer.
At Edson Legal, their team is empathetic to individuals battling with catastrophic accidents. They understand that your life has been turned upside down due to pain and other related challenges. Our team will help you review your case details, gather all pieces of evidence, and build a strong claim to help you get the compensation you deserve. For close to four decades , Edson Legal lawyers have settled claims for several millions of dollars and handled thousands of claims successfully.
Additionally, we have established lasting relationships with leading medical and other experts who can successfully provide insights into your health woes. They can serve as expert witnesses in your case and increase your chances of getting better compensation. Remember, our team will leave no stone unturned to ensure our clients get fair compensation.
Travel Insurance
To protect themselves from accidental injuries or illness, wise travellers get travel insurance. When they, for example, head south, they hope to be covered for things such hospital visits, emergency surgery and physician care.
However, if they actually need the insurance money, they could find their claims are delayed or denied for a variety of reasons. It could be a miscommunication between the insured and the insurance company, or medical questions or exclusions on the policy that are vague and open to interpretation, and the list goes on.
Travelers are advised to get travel insurance to protect themselves from injuries and accident injuries during their trips. Though many acquire such policies hoping they will never have to use them, sometimes things go southwards, and the policy can cover things such as emergency surgery, hospital visits, physician care, and more.
Sometimes, when a traveler needs his or her money, their claims get delayed or denied for some reasons. It could be some medical questions or some exclusions on the insurance policy seem vague, miscommunication between the policyholder and the insurance service provider, and more. At Edson Legal we can help you with your denied travel insurance claim.
Note that insurers won’t let you know that you have the right to sue, but this isn’t an indefinite right. There could be confusing timelines and various limitation periods that must be adhered to. Violating even the most minor of their regulations could result in denial of your claim. Only experienced travel insurance lawyers understand these details and can help you handle your travel insurance claim successfully. The lawyers will always work tirelessly to defend your rights and protect all your interests.
At Edson Legal, we have a highly reliable experienced and professionally trained team. These individuals understand even the finest details of insurance law and other aspects associated with it. They have been in the industry for almost four decades,, settled or tried several millions of dollars of claims and have established important legal precedents.
Life Insurance
People buy life insurance to protect loved ones in the case of their passing. Insurance benefits are designed to help survivors pay all expenses related to the death. Without these, they will have financial hardship added to their emotional suffering.
During this difficult time, insurance companies sometimes play hardball, perhaps denying coverage because they claim the person misrepresented themselves in the insurance application. (This will check their pre-claim medical history after the claim is made, not when they apply for coverage.) While insurers are always willing to take premiums, they may drag their feet when it comes time to pay out.
In most cases, people acquire life insurance to protect their loved ones in the event of their death. This policy’s benefits are intended to help survivors to finance all expenses related to the death of the policyholder. Unless they get this insurance amount, there is a good chance they will face financial challenges added to their grief and emotional suffering.
Even during these challenging times, insurers sometimes play games and try to deny claims because they say that the policyholder misrepresented himself or herself during the process of acquiring the insurance policy. This will involve checking their pre-claim medical history after the claim has been filed and not when applying for life insurance coverage. Keep in mind that life insurance companies will always be willing and happy to take premiums but might drag their feet when the policyholder dies, and it’s time to make a payment.
Edson Legal has almost forty years of experience in handling claims involving denied life insurance claims.. They understand why insurers deny claims and have been helping our clients avoid such pitfalls. They employ honest and ethical representation, and do not charge hidden fees or take clients in rounds rather than delivering results. They are never afraid of representing their clients in court and have successfully appeared at all court levels, including the Ontario Court of Appeal and the Supreme Court of Canada. . They’re never afraid of arguing against giant insurance companies.
Car Accidents
According to the Ministry of Transport’s Ontario Road Safety Annual Reports (ORSAR), there were 35,533 personal injury collisions and 439 fatal collisions in 2016. If injured in a car accident, or if your loved one perishes in one, you are entitled to different types of benefits, including benefits to cover medical expenses and rehabilitation, income replacement and non-earner benefits, attendant care and caregiver benefits, benefits for pain and suffering, and death and funeral expenses benefits.
In Ontario, most car accident claims are settled in settlements between the injured plaintiff and the insurance company. The settlement could be a monthly payout or a lump sum payment. A settlement can only be reached at least 1 year after the accident. For both tort claims and settlements, the insurer will try to pay as little as possible and will hesitate to settle the claim. Lawyers at Edson Legal - your personal injury lawyer in North York will fast-track the process and ensure you get as much as you deserve.
At Edson Legal, we’ve been focused on personal injury and insurance law in Ontario since 1982. Visit us today for a FREE first consultation.
